Brokers / TRADE.com
TRADE.com Review 2026: Costs, Safety, Platforms and Who It Suits
The 60-Second Decision
TRADE.com is aimed at intermediate CFD traders who want a proprietary browser and mobile platform alongside MetaTrader 5, with markets spanning forex, shares, indices, ETFs, commodities and cryptocurrencies. Its account tiers start at $100, while the platform mix includes MT5 automation through Expert Advisors.
The main trade-off is that pricing and protections depend on the account and legal entity. Spreads vary by tier, selected products carry commissions, and international clients may face a different regulatory and compensation framework from eligible EU or UK retail clients.
Before funding, identify the contracting entity and calculate the total cost for your intended trades, including spreads, commissions, overnight financing and currency conversion.
Decision Snapshot
| Question | Answer |
|---|---|
| Best suited to | Intermediate CFD traders seeking a proprietary platform, MT5 and multi-asset market coverage. |
| Less suitable for | Traders who need a single, consistent pricing and protection structure across jurisdictions. |
| Main advantage | A choice of TRADE App, WebTrader and MT5, alongside a broad range of CFD markets. |
| Main limitation | Pricing, leverage and protections can vary with account tier, product and contracting entity. |
| Minimum deposit | $100 for Silver; higher tiers have higher minimums. |
| Main platforms | TRADE App, WebTrader and MetaTrader 5. |
| Biggest fee to watch | Product- and account-dependent commissions, plus overnight swaps and currency conversion charges. |
What We Liked
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The TRADE App, browser-based WebTrader and MT5 are available across mobile, web and desktop.
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MT5 supports Expert Advisors, strategy testing and automated trading on desktop or VPS.
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Coverage includes 2,000 stock CFDs and 50+ ETF CFDs, alongside forex, indices, commodities, bonds and crypto.
What We Didn't
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EUR/USD minimum spreads range from 0.8 to 1.9 pips across the four account tiers; selected products also carry commissions.
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A $50 monthly inactivity fee applies after 90 days or more without trading.
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The Mauritius entity has no investor compensation scheme; protections differ by legal entity.
Key Specifications
|
Deposit: |
100 |
|---|---|
|
Spread: |
Floating |
|
Maximum Leverage: |
300 |
|
Regulation: |
CySEC FSCA FSC Mauritius FCA |
|
Broker Type: |
Market Maker |
|
Best For: |
Intermediate CFD traders who want a user-friendly proprietary platform, MT5 access, and broad multi-asset market coverage. |
|
Platforms: |
TRADE App WebTrader MetaTrader 5 |
|
Instruments: |
Forex Stocks Indices ETFs Commodities Cryptocurrencies |
|
Deposit Methods: |
Giropay Mastercard PayPal Skrill Sofort Visa |
|
Withdrawal Methods: |
Giropay Mastercard PayPal Skrill Sofort Visa |
|
Offices: |
Cyprus |
In This Article...
01
Broker Profile
| Dimension | Profile |
|---|---|
| Main business model | Market maker. |
| Product focus | Multi-asset trading, primarily through CFDs across forex, shares, indices, ETFs, commodities and cryptocurrencies. |
| Pricing model | Product- and account-dependent spreads with separate commissions on selected products. |
| Automation support | MT5 Expert Advisors, Strategy Tester and MQL5 automation on desktop or VPS. |
| Typical customer | Intermediate CFD traders seeking a proprietary platform, MT5 and broad multi-asset coverage. |
| Regulation structure | Multi-entity: Mauritius, Cyprus, the United Kingdom and the United States. |
| Trading complexity | Medium to high: account tiers, product commissions and entity-specific leverage and protections require comparison before funding. |
What materially distinguishes it?
- Multiple legal entities
- The Cyprus, UK, US and Mauritius entities follow different frameworks, affecting leverage, complaint routes and possible compensation.
- Tiered accounts
- Four account tiers range from a $100 Silver minimum to $100,000 for Exclusive, with different minimum EUR/USD spreads; traders should weigh the pricing against the funding threshold.
- Large share-CFD range
- The 2,000-stock CFD offering gives broad equity-market exposure, but positions are derivatives rather than directly owned shares.
02
What We Tested — and What We Didn't
Tested directly
- We funded an account after discussing trading and training with sales staff and an account manager.
- In our complaint, seeking the return of funds became an issue after the relationship deteriorated; this experience does not establish a general withdrawal-processing time.
- Our phone conversations with an account manager included promises about training and returns that we later felt were not delivered. This reflects our experience and is not a general finding about every account manager.
Verified from primary sources
- The CySEC register names Trade Capital Markets (TCM) Ltd under licence 227/14.
- The FCA register names Trade Capital UK (TCUK) Ltd under licence 738538.
- FINRA BrokerCheck identifies the US group entity under CRD 316822; the US entry also names SEC regulation.
- The Mauritius register names Lead Capital Global Ltd under FSC licence C119023948.
Not independently verified
We did not independently measure typical execution speed or slippage rates. TRADE.com reports that slippage can be positive or negative; this does not establish how frequently either outcome occurs.
03
What Does It Actually Cost?
Account Pricing
| Account | Minimum Spread | Commission | Minimum Deposit |
|---|---|---|---|
| Silver | EUR/USD from 1.9 pips | Product- and account-dependent; applies to selected products. | $100 |
| Gold | EUR/USD from 1.4 pips | Product- and account-dependent; applies to selected products. | $10,000 |
| Platinum | EUR/USD from 1.0 pip | Product- and account-dependent; applies to selected products. | $50,000 |
| Exclusive | EUR/USD from 0.8 pip | Product- and account-dependent; applies to selected products. | $100,000 |
Spreads float, and the account-tier figures are minimum EUR/USD spreads, not typical estimates. TRADE.com quotes average spreads of 0.95 pips for EUR/USD and 1.1 pips for GBP/USD; quoted averages are 0.5 points for gold and 0.8 points for the S&P 500 CFD.
TRADE.com uses a spread-plus-commission model that depends on the product and account. CFDs on shares, crypto, FX and metals can carry entry and exit commissions, with rates depending on account and product. Selected FX, metals and crypto trades may also carry commissions depending on the account and entity. Check the full charge for the specific instrument rather than comparing the spread alone.
What the Headline Number Doesn't Tell You
The EUR/USD figures shown for each tier are minimums. The quoted average is 0.95 pips, and selected instruments may also have a separate commission. Your total cost therefore depends on the instrument, account tier and legal entity, as well as whether you hold a position overnight.
Non-Trading Costs
| Fee | Amount | Conditions |
|---|---|---|
| Deposit | - | - |
| Withdrawal | - | - |
| Inactivity | TRADE.com lists a $50 monthly inactivity fee after 90 days or more with no trading activity. | Triggered by the inactivity period and account conditions stated here: TRADE.com lists a $50 monthly inactivity fee after 90 days or more with no trading activity. |
| Currency conversion | When account and quoted instrument currencies differ, conversion fees apply; the page cites 2% on several conversion categories. | Currency-conversion conditions: When account and quoted instrument currencies differ, conversion fees apply; the page cites 2% on several conversion categories. |
| Overnight swap | Applies to positions held overnight | Financing charge depends on the position and applicable conditions. |
Cost most worth watching
For frequent traders, compare the account's minimum spread with any product commission before estimating round-trip costs. For less active clients, the $50 monthly inactivity charge after 90 days can become material; overnight swaps and conversion charges also matter when positions or instruments use a different currency from the account.
04
Is TRADE.com Regulated and Safe?
Legal Entity Map
| Regulator | License Number | Jurisdiction | Main Protections |
|---|---|---|---|
| CySEC | 227/14 | EEA / Cyprus | Cyprus/EEA MiFID framework applies. Retail leverage/product rules and investor-protection/complaint arrangements differ from offshore entities; compensation eligibility depends on the entity and client. |
| FCA | 738538 | United Kingdom | UK FCA framework applies to this entity. Retail-client leverage/product rules, client-money safeguards and complaint/compensation routes can differ from offshore entities; eligibility rules apply. |
| FINRA | CRD 316822 | United States | US broker-dealer/securities rules apply. SIPC protection may apply to eligible securities accounts; it does not protect against market losses. |
| FSC (Mauritius) | C119023948 | International / Mauritius entity (subject to exclusions) | Local/offshore FSC (Mauritius) framework applies. UK/EU/Australian retail protections and compensation schemes do not automatically apply; leverage, products and dispute routes may differ. |
| SEC | CRD 316822 | United States | US broker-dealer/securities rules apply. SIPC protection may apply to eligible securities accounts; it does not protect against market losses. |
Why the entity matters
The contracting entity determines which regulatory framework applies. Trade Capital Markets (TCM) Ltd serves the Cyprus/EEA group; Trade Capital UK (TCUK) Ltd is the UK entity; Trade Capital Markets North America LLC or the US group entity is associated with the US entry; and Lead Capital Global Ltd is the Mauritius entity. Retail leverage is restricted to 1:30 for EU/UK accounts under CySEC/FCA, while offshore entity options can reach 1:300. Product access, complaint routes and compensation eligibility also depend on the entity and client.
Client Protection
TRADE.com states that client funds are segregated and that negative balance protection is available, but protections depend on the contracting entity and applicable rules. Eligible retail clients under the CySEC entity may be covered by the Investor Compensation Fund up to €20,000. The global Mauritius entity has no investor compensation scheme. US SIPC protection may apply to eligible securities accounts and does not cover market losses. Regulation and safeguards do not remove trading or market risk.
05
What Can You Actually Trade?
| Asset Class | Available | Approx. Number | Maximum Retail Leverage |
|---|---|---|---|
| Forex | Yes | 55 | 1:30 |
| Crypto | Yes | 12 | 1:2 |
| Stocks | Yes | 2,000 | 1:5 |
| Indices | Yes | 26 | 1:20 |
| Commodities | Yes | 16 | 1:20 |
| ETFs | Yes | 50+ | 1:5 |
| Options | No | Not Offered | - |
| Bonds | Yes | 6 | 1:5 |
Where the range is strongest
The listed range is broadest in share CFDs, with 2,000 instruments, followed by 55 forex pairs and 50+ ETF CFDs. The breadth comes primarily through leveraged derivatives: stock CFD positions do not confer share ownership or voting rights, and crypto exposure is generally through derivatives rather than wallet ownership.
Where it is limited
TRADE.com does not offer a standard retail options product. Leverage varies by asset, entity and account; the retail limits shown are not universal across clients or jurisdictions.
06
Platforms and Mobile Experience
Available Platforms
| Platform | Web | Desktop | Mobile | Best Use Case |
|---|---|---|---|---|
| TRADE App | No — as named mobile app | No — as named mobile app | Yes — mobile app | On-the-go manual trading, position monitoring, alerts and account management. |
| WebTrader | Yes — browser | No native install — browser | Yes — mobile browser where responsive | Browser-based manual trading and charting without a desktop installation. |
| MetaTrader 5 | Yes — MetaTrader 5 WebTerminal | Yes — desktop terminal | Yes — iOS/Android | Multi-asset automated trading, backtesting and MQL5 Expert Advisors. |
Core Experience
WebTrader supports browser-based manual trading and charting, while the TRADE App handles manual trades, position monitoring, alerts and account management. MT5 is the desktop option for automated strategies and testing.
Charting
TRADE.com describes its platform features as including advanced charts and real-time analytics, with TradingView tools and Trading Central among its tools.
Advanced Features
MT5 supports MQL5 Expert Advisors and its Strategy Tester on desktop; the broker also offers VPS hosting. Full custom-code development and testing are desktop- or VPS-centric, while the MT5 WebTerminal and mobile versions are primarily for trading and monitoring. The broker also offers copy trading and social trading. API trading is not offered.
Mobile Experience
The TRADE App supports manual trading, position monitoring, alerts and account management. MT5 is also available on iOS and Android for trading and monitoring.
Main Platform Trade-Off
Best aspect: The platform choice spans a proprietary app and browser terminal, plus MT5 automation for users who need EAs and backtesting.
Main friction point: Programmable automation and strategy testing are centered on MT5 desktop or VPS rather than the browser and mobile versions.
07
Opening, Funding and Withdrawing From the Account
Account Opening
TRADE.com requires verification (KYC). The minimum deposit is $100 for a Silver account; Gold, Platinum and Exclusive accounts require $10,000, $50,000 and $100,000 respectively. A demo account is available. Confirm the contracting entity and account tier before funding, as the conditions depend on the account and jurisdiction.
Deposits and Withdrawals
| Method | Deposit Time | Withdrawal Time | Deposit Fee | Withdrawal Fee |
|---|---|---|---|---|
| Bank transfer | Instant | Varies by method: Usually within 24 hours to 3 days depending payment provider / Up to about 3 days | No broker deposit fee | No broker withdrawal fee, external-provider fees may apply |
| Cards | Instant | Up to about 3 days | No broker deposit fee | No broker withdrawal fee, external-provider fees may apply |
| E-wallets | Instant | Up to about 3 days | No broker deposit fee | No broker withdrawal fee, external-provider fees may apply |
| Cryptos | - | - | - | - |
Deposit methods include Mastercard, Visa, Giropay, PayPal, Skrill and Sofort. Withdrawal methods include Mastercard, Visa, Giropay, PayPal, Skrill and Sofort. The broker quotes instant processing for cards, e-wallets and bank transfers on deposits. Withdrawal times are estimates that depend on the method and payment provider; no broker withdrawal fee is listed, although external-provider fees may apply.
Account currencies are EUR, USD, GBP, PLN, CZK and ZAR. Currency conversion fees apply when the account and quoted instrument currencies differ.
08
Execution and Trading Conditions
TRADE.com is classified as a market maker. The broker reports that slippage can be positive or negative; that statement does not quantify its frequency or typical size. No independently measured execution-speed or slippage-rate results are presented here.
Maximum leverage depends on the legal entity and client category. Offshore entity options reach 1:300, while EU/UK retail accounts under CySEC/FCA are restricted to 1:30. Instrument-level retail limits also vary: forex 1:30, indices and commodities 1:20, shares, bonds and ETFs 1:5, and crypto 1:2.
The margin call level is 100% and the stop-out margin level is 50%. TRADE.com allows hedging, scalping and news trading. Overnight swap charges apply to positions held overnight, and product availability and trading conditions can vary by entity.
09
Research, Education and Support
Research and Tools
TRADE.com offers market research, trading ideas and signals, an economic calendar, price charts and market sentiment tools. Trading Central and TradingView tools are also included among its platform features.
Education
Educational resources include courses, articles and guides, videos and tutorials, and platform guides.
Customer Services
| Channel | Average Response Time | Availability | Multilingual |
|---|---|---|---|
| Live chat | 1-2 minutes | 24/5 support hours | Yes — English, Czech and Italian |
| 3-10 minutes | 24/5 support hours | Yes — English, Czech and Italian | |
| within 24 hours | 24/5 support hours | Yes — English, Czech and Italian |
Other listed contact routes include an enquiry form and phone support. Some users report unclear communication during support cases, variable account-manager assistance and recurring concerns about follow-up and final resolution. The quoted response times address speed, not whether an answer resolves a complex account issue.
10
TRADE.com vs Relevant Alternatives
- Overall Rating
- 4.4/5
- Platforms
-
- Fees
-
- Best For
- Active forex and CFD traders seeking high leverage and MetaTrader tools
- Overall Rating
- 4.2/5
- Platforms
-
- Fees
-
- Best For
- Beginner and casual traders looking for an accessible entry point, as well as experienced multi-asset traders who want high-speed execution across a wide range of global CFDs.
- Overall Rating
- 4.1/5
- Platforms
-
- Fees
-
- Best For
- Active CFD traders seeking a user-friendly proprietary platform plus MetaTrader access.
- Overall Rating
- 4.0/5
- Platforms
-
- Fees
-
- Best For
- Experienced, active retail traders and institutional clients seeking ultra-low spreads, high leverage (up to 1:1000), and automated trading capabilities.
12
Before You Open an Account
Check these three things first
- Your legal entity: Confirm whether your account will be held by the Cyprus/EEA, UK, US or Mauritius entity, and review its protections and leverage rules.
- Your likely trading cost: Compare the account-tier spread with product commissions, overnight swaps, currency conversion charges and the inactivity fee if you expect to trade infrequently.
- Your product/account requirements: Confirm that the instruments you intend to trade are available to your jurisdiction and that the account-tier minimum deposit fits your plans.
Bottom line
TRADE.com pairs proprietary platforms with MT5 and a broad CFD range. Account-specific costs and entity-specific protections are the key considerations before funding.
012 — FAQs
Frequently Asked Questions About
Is TRADE.com regulated?
TRADE.com operates through entities associated with CySEC in Cyprus, the FCA in the United Kingdom, FINRA and the SEC in the United States, and the FSC in Mauritius. The contracting entity depends on the client's location and account; the applicable rules and protections therefore differ.
Is TRADE.com safe?
TRADE.com states that client funds are segregated and that negative balance protection is available, subject to entity-specific conditions. Eligible retail clients under the CySEC entity may qualify for ICF compensation up to €20,000, while the global Mauritius entity has no investor compensation scheme. These protections do not remove market risk.
What is the minimum deposit?
The Silver account minimum is $100. The minimums for Gold, Platinum and Exclusive are $10,000, $50,000 and $100,000 respectively. Confirm the account and entity offered to you before funding, as conditions can depend on jurisdiction.
Does TRADE.com charge commission?
Yes. TRADE.com uses product- and account-dependent spreads plus separate commissions on selected products. CFDs on shares, crypto, FX and metals can carry entry and exit commissions, with rates varying by account and product. Overnight swaps and currency conversion charges may also apply.
Does it offer MT4 or MT5?
MetaTrader 5 is available on desktop, web and iOS/Android. MT5 supports Expert Advisors and strategy testing on desktop, with browser and mobile versions primarily for trading and monitoring.
How long do withdrawals take?
TRADE.com quotes withdrawals of up to about three days for cards and e-wallets. Bank transfer timing varies by provider, usually within 24 hours to three days, and may take up to about three days. These are quoted processing estimates; the time for a payment provider or bank to settle funds can vary.
Nicola Moretti
Nicola Moretti is a forex reviewer and trading writer who specializes in broker analysis, platform reviews, and forex education. His goal is to provide accurate, easy-to-follow insights that support smarter trading decisions.
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