Brokers / Libertex
Libertex Review 2026: Costs, Safety, Platforms and Who It Suits
The 60-Second Decision
Libertex is a market maker offering CFD trading through its own web and mobile platform, alongside MT4 and MT5. Its mix of a simpler proprietary interface and desktop-capable MetaTrader automation suits traders who want a choice of workflow rather than a single platform.
The main trade-off is that pricing depends on the account, platform and instrument, while leveraged positions can add overnight and currency-conversion costs. The usual first deposit is €100, but Libertex sets a separate $10 minimum investment for an individual trade.
Decision Snapshot
| Question | Answer |
|---|---|
| Best suited to | Retail CFD traders who want a simple proprietary platform with MT4 and MT5 as alternatives. |
| Less suitable for | Traders seeking an Islamic swap-free account or a standard retail options product. |
| Main advantage | A choice between Libertex’s own platform and established MetaTrader tools, including desktop automation. |
| Main limitation | Costs are account- and instrument-dependent, with additional overnight and possible currency-conversion charges. |
| Minimum deposit | Typically €100 for the first deposit; regional and payment-method limits can vary. |
| Main platforms | Libertex, MetaTrader 4 and MetaTrader 5. |
| Biggest fee to watch | Overnight swaps on leveraged CFD positions, alongside any applicable commission and conversion charge. |
What We Liked
-
Offers proprietary web and mobile platforms alongside MT4 and MT5.
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Provides real-share investing through a Portfolio account as well as leveraged CFD trading.
-
Copy trading and social trading tools are available.
What We Didn't
-
Withdrawal fees vary by payment method.
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An inactivity charge can apply after 180 days under the stated account and balance conditions.
-
No Islamic swap-free account is available.
Key Specifications
|
Deposit: |
100 |
|---|---|
|
Spread: |
Floating |
|
Maximum Leverage: |
999 |
|
Regulation: |
CySEC FSC VFSC FSCA |
|
Broker Type: |
Market Maker |
|
Best For: |
Retail CFD traders who prefer a simple proprietary platform but still want access to MetaTrader for more advanced trading. |
|
Platforms: |
Libertex MetaTrader 4 MetaTrader 5 |
|
Instruments: |
Forex Stocks ETFs Cryptocurrencies Commodities Indices Bonds Options |
|
Deposit Methods: |
Giropay Mastercard Neteller PayPal SEPA Skrill Sofort Visa Wire Transfer |
|
Withdrawal Methods: |
Mastercard Neteller PayPal SEPA Skrill Visa Wire Transfer |
|
Offices: |
Cyprus Germany |
In This Article...
01
Broker Profile
| Dimension | Profile |
|---|---|
| Main business model | Market maker. |
| Product focus | Forex and multi-asset CFDs, with real-share investing available through the Portfolio account. |
| Pricing model | Hybrid: standard spread-inclusive pricing with zero commission, alongside raw-spread pricing that can start at 0.0 plus commission. Costs depend on the account, platform and instrument. |
| Automation support | MT4 and MT5 support Expert Advisors and custom scripts; the proprietary platform does not support external API trading. |
| Typical customer | Retail CFD traders who prefer a simple proprietary platform but also want MetaTrader options. |
| Regulation structure | Cyprus-regulated entity identified for the EEA/Cyprus client group; Libertex says onboarding depends on geolocation. |
| Trading complexity | Medium: the proprietary platform offers a simpler route, while leveraged CFDs, varied charges and MetaTrader automation require more familiarity. |
What materially distinguishes it?
- Proprietary and MetaTrader platforms
- Libertex combines its own browser and mobile platform with MT4 and MT5, giving traders a simpler discretionary option alongside desktop-based automation.
- CFD trading and real-share investing
- The Portfolio account is for real-share investing without leverage, while leveraged stock CFDs are a separate product. Traders should distinguish ownership from derivative exposure when choosing an account.
- Multiple copy-trading routes
- Copy and social trading are available through dedicated tools, providing an alternative to placing every trade manually.
02
What We Tested — and What We Didn't
Tested directly
- Demo account: We used the demo balance to learn the platform and make mistakes before risking real money.
- Mobile app: We found the trade ticket straightforward: it lets us choose an amount, multiplier, stop loss and take profit without navigating a complex screen.
- Order placement: In our test, risk controls were built into the amount-based ticket.
Verified from primary sources
The CySEC register lists Indication Investments Ltd under licence 164/12 for the EEA/Cyprus client group.
Not independently verified
Our direct experience was limited to the demo balance, mobile app and order placement described above. We did not independently measure execution speed or slippage, or test withdrawals, live-account fees, or support resolution. Slippage is possible, but no slippage statistics are established here.
03
What Does It Actually Cost?
Account Pricing
| Account | Minimum Spread | Commission | Minimum Deposit |
|---|---|---|---|
| Libertex | Instrument/platform-specific; no universal account-level minimum published | Varies by account and instrument; standard spread-inclusive pricing can have zero commission. | €100 first deposit |
| MT4 Market | Instrument/platform-specific; no universal account-level minimum published | Varies by account and instrument. | €100 first deposit |
| MT5 Market | Instrument/platform-specific; no universal account-level minimum published | Varies by account and instrument. | €100 first deposit |
Libertex uses floating spreads. Its standard account pricing is spread-inclusive with zero commission, while raw-spread pricing can start at 0.0 plus commission. These structures should not be treated as a single comparable rate: the applicable charges depend on the account, platform and instrument. For reference, the average EUR/USD and GBP/USD spreads are 0.3 pips; the average gold spread is 0.22 points, and the S&P 500 CFD average is 0.8 points.
CFD commissions vary by underlying asset; the stated commission can start from 0.0%. Most cryptocurrency CFD trades are described as commission-free, with the market spread applying. Real stocks in the Invest account can be commission-free, while market spreads still apply. Leveraged positions may also incur swaps, and a currency-conversion charge can apply when account and asset currencies differ.
What the Headline Number Doesn't Tell You
A 0.0 starting spread is not a complete estimate of trading cost. The account and instrument determine whether commission is added, and overnight financing or currency conversion can add further charges. Check the instrument’s applicable terms before placing a trade.
Non-Trading Costs
| Fee | Amount | Conditions |
|---|---|---|
| Deposit | - | - |
| Withdrawal | Withdrawal cost depends on method: the fee schedule includes free PayPal, 1% Skrill/Neteller, €1 card withdrawals and 0.5% bank wire with minimum/maximum. | Withdrawal conditions are method/account specific: Withdrawal cost depends on method: the fee schedule includes free PayPal, 1% Skrill/Neteller, €1 card withdrawals and 0.5% bank wire with minimum/maximum. |
| Inactivity | Libertex charges 10 EUR per month (or 10 GBP, 10 CHF, 50 PLN) after 180 calendar days of inactivity under the published conditions. | Applies after 180 days with no relevant account activity, subject to the applicable account/product conditions. |
| Currency conversion | A margin/FX adjustment can apply when the trading account currency differs from the underlying asset currency. | Currency-conversion conditions: A margin/FX adjustment can apply when the trading account currency differs from the underlying asset currency. |
Cost most worth watching
For traders holding leveraged CFDs overnight, swaps are a recurring cost and vary by instrument. Shorter-term traders should still compare commission and spread together, and check whether a currency-conversion adjustment applies.
04
Is Libertex Regulated and Safe?
Legal Entity Map
| Regulator | License Number | Jurisdiction | Main Protections |
|---|---|---|---|
| CySEC | 164/12 | EEA / Cyprus | Libertex states that clients are onboarded to the relevant entity based on geolocation. Use the Cyprus entity only where registration/onboarding places the client there. |
Indication Investments Ltd is the contracting entity for this client group. Libertex says geolocation determines which entity onboards each client; the entity named in your account documents governs your agreement.
Why the entity matters
The legal entity determines which regulatory framework and client protections apply. Retail leverage also depends on jurisdiction and instrument; for example, the stated maximum for retail forex is 1:30. Confirm the terms that apply to your account before trading.
Client Protection
Libertex says it segregates client funds and offers negative balance protection. Eligible retail clients under the CySEC entity are covered by the ICF up to EUR 20,000. These protections do not eliminate trading losses, market risk or counterparty exposure.
05
What Can You Actually Trade?
| Asset Class | Available | Approx. Number | Maximum Retail Leverage |
|---|---|---|---|
| Forex | Yes | 46 | 1:30 |
| Crypto | Yes | 110 | 1:2 |
| Stocks | Yes | 1,130 | 1:5 |
| Indices | Yes | 20 | 1:20 |
| Commodities | Yes | 22 | 1:20 |
| ETFs | Yes | Offered — count not published | 1:5 |
| Options | No | Not Offered | - |
| Bonds | Yes | 3 | 1:5 |
Many assets are available as CFDs, which provide price exposure rather than ownership. The Portfolio account offers real-share investing without leverage; stock CFDs are separate leveraged products. Crypto CFDs do not provide wallet ownership. Bond access may be direct or derivative, depending on the account.
Where the range is strongest
The share range is the largest by stated instrument count, with 1,130 stocks, alongside 110 crypto instruments and 46 forex pairs.
Where it is limited
A standard retail options product is not offered. ETF availability is stated, but no stable instrument count is published.
06
Platforms and Mobile Experience
Available Platforms
| Platform | Web | Desktop | Mobile | Best Use Case |
|---|---|---|---|---|
| Libertex | Yes | No native desktop required | Yes | Browser-based discretionary trading and account management without a desktop installation. |
| MetaTrader 4 | Yes — MetaTrader 4 WebTrader | Yes — desktop terminal | Yes — iOS/Android | Automated FX/CFD trading with MQL4 Expert Advisors and custom indicators. |
| MetaTrader 5 | Yes — MetaTrader 5 WebTerminal | Yes — desktop terminal | Yes — iOS/Android | Multi-asset algorithmic trading, backtesting and MQL5 Expert Advisors. |
Core Experience
The Libertex platform is the browser-based option for discretionary trading and account management. MT4 and MT5 provide separate desktop environments for traders who need Expert Advisors, custom indicators or automated strategies. MT5 includes a Strategy Tester for testing and optimizing strategies.
Advanced Features
Libertex supports copy and social trading through dedicated tools. The proprietary platform does not support external API trading. MT4 and MT5 support automated trading through Expert Advisors and custom scripts; Libertex does not provide its own VPS hosting, so traders who need a continuously running setup must arrange hosting separately.
Mobile Experience
The Libertex platform is available on iOS and Android. MT4 and MT5 also have mobile versions for trading and monitoring, while full Expert Advisor development and testing are desktop- or VPS-based.
Main Platform Trade-Off
Best aspect: Traders can choose a browser-based proprietary platform or MetaTrader tools with desktop automation.
Main friction point: The simpler proprietary platform does not provide the custom-code and automation workflow available on MT4 and MT5.
07
Opening, Funding and Withdrawing From the Account
Account Opening
Libertex requires KYC verification for real-money accounts. The required documents typically include a government-issued photo ID and proof of address, such as a recent bank statement or utility bill. Complete verification through the platform’s account settings; verification is required before fully funding the account, trading or withdrawing.
A demo account is available. The usual first deposit for standard and Portfolio accounts is €100, although regional and payment-method limits can vary. The minimum investment for an individual trade is $10.
Deposits and Withdrawals
| Method | Deposit Time | Withdrawal Time | Deposit Fee | Withdrawal Fee |
|---|---|---|---|---|
| Bank transfer | Instant / 2–5 business days | 2–5 business days | No broker deposit fee, provider fees may apply | 0.5% (min €2, max €10) |
| Cards | Instant | Up to 7 business days | No broker deposit fee, provider fees may apply | €1 |
| E-wallets | Instant | Usually instant once approved | No broker deposit fee, provider fees may apply | Varies by method: 1% / Free |
| Cryptos | - | - | - | - |
Deposit options include Mastercard, Visa, PayPal, Skrill, SEPA, wire transfer, Neteller, Sofort and Giropay. Withdrawals are listed for Mastercard, Visa, PayPal, Skrill, SEPA, wire transfer and Neteller. Processing times are not the same as any additional bank or payment-provider settlement time.
08
Execution and Trading Conditions
Libertex is classified as a market maker. Slippage is possible. The maximum retail leverage depends on the instrument and applicable jurisdiction: the stated limits include 1:30 for forex, 1:20 for indices and commodities, 1:5 for stocks, ETFs and bonds, and 1:2 for crypto.
The margin call level is 100% and the stop-out margin level is 50%. Libertex permits scalping, hedging and news trading. Leveraged CFD positions held past the daily market close can incur swaps; the charge depends on the instrument. Market conditions and leverage can magnify losses as well as gains.
MT4 and MT5 support automated trading through Expert Advisors and custom scripts. Libertex does not offer external API trading on its proprietary platform or its own VPS hosting service.
09
Research, Education and Support
Research and Tools
Libertex provides an economic calendar, market analysis and an in-platform news section. The platform also includes sentiment gauges, technical-analysis tools and a market screener.
Education
Educational resources include webinars, articles, guides, videos, tutorials and platform guides.
Customer Services
| Channel | Average Response Time | Availability | Multilingual |
|---|---|---|---|
| Chat | 2 minutes | Typically 24/5 during market hours. | Yes — support languages include English, Dutch, French, German, Italian and Spanish. |
| Phone | 2-5 minutes | Monday–Friday, 6:00–16:00 GMT. | Yes — support languages include English, Dutch, French, German, Italian and Spanish. |
| 12-24 hours | 24/5 support is indicated; hours can vary by region and channel. | Yes — support languages include English, Dutch, French, German, Italian and Spanish. |
Support conclusion
Average response times are listed as two minutes for chat, two to five minutes by phone, and 12–24 hours by email. Service quality can depend on the case: some funding or withdrawal issues may require repeated follow-up before resolution.
10
Libertex vs Relevant Alternatives
- Overall Rating
- 4.4/5
- Platforms
-
- Fees
-
- Best For
- Active forex and CFD traders seeking high leverage and MetaTrader tools
- Overall Rating
- 3.7/5
- Platforms
-
- Fees
-
- Best For
- Beginners and mobile-first traders who want a simple CFD app and fast withdrawals
- Overall Rating
- 3.7/5
- Platforms
-
- Fees
-
- Best For
- Beginner traders, active day traders, and copy traders looking for tight spreads and educational resources.
- Overall Rating
- 4.0/5
- Platforms
-
- Fees
-
- Best For
- Experienced, active retail traders and institutional clients seeking ultra-low spreads, high leverage (up to 1:1000), and automated trading capabilities.
12
Before You Open an Account
Check these three things first
- Your legal entity: Check which Libertex entity will hold your account and which regulator and client protections apply.
- Your likely trading cost: Compare the spread and commission for your chosen account and instrument, then factor in overnight swaps and possible currency conversion.
- Your product/account requirements: Confirm whether you need CFDs or real-share investing, and whether the account’s product range and fees match that requirement.
Bottom line
Libertex is primarily suited to retail CFD traders who want a proprietary platform with MetaTrader available for more advanced workflows. The account- and instrument-dependent costs are the main reason to calculate your likely charges before depositing.
012 — FAQs
Frequently Asked Questions About
Is Libertex regulated?
For the EEA/Cyprus client group, Indication Investments Ltd is the contracting entity under CySEC licence 164/12. Libertex says geolocation determines the onboarding entity; check the entity named in your account documents.
Is Libertex safe?
Libertex says it segregates client funds and offers negative balance protection. Eligible retail clients under the CySEC entity are covered by the Investor Compensation Fund up to EUR 20,000. These protections do not eliminate trading or counterparty risk.
What is the minimum deposit?
The usual first deposit is €100 for standard and Portfolio accounts, and the listed first-deposit minimum is also €100 for Libertex, MT4 Market and MT5 Market accounts. Limits can vary by region and payment method. The minimum investment for an individual trade is $10.
Does Libertex charge commission?
Commission depends on the account, platform and instrument. Standard spread-inclusive pricing can carry zero commission; raw-spread pricing can start at 0.0 plus commission. CFD charges vary by underlying asset, while some real-stock investing and most cryptocurrency CFD trades have different commission treatment.
Does it offer MT4 or MT5?
Yes. Libertex offers both MT4 and MT5 on web, desktop and mobile. Their desktop terminals support Expert Advisors and custom scripts; the web and mobile versions are primarily for trading and monitoring.
How long do withdrawals take?
Cards can take up to seven business days, e-wallet withdrawals are usually instant once approved, and bank transfers typically take two to five business days. These are stated processing times; banks or payment providers may have separate settlement times.
Nicola Moretti
Nicola Moretti is a forex reviewer and trading writer who specializes in broker analysis, platform reviews, and forex education. His goal is to provide accurate, easy-to-follow insights that support smarter trading decisions.
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