eToro Review 2025

Regulations: CySEC (Cyprus), FCA (UK), ASIC (Australia), FinCEN (US)

Instruments: Stocks, ETFs, Cryptocurrencies, Forex, Commodities, Indices

eToro offers different account types to suit a wide variety of trading needs. From the Retail Account to the Professional and Islamic accounts, each type has unique features that make it suitable for specific types of traders. These account types differ in their access to leverage, fees, and other functionalities. By providing account diversity, eToro enables users to choose options that match their trading preferences, risk tolerance, and objectives.

Retail Account

The Retail Account is eToro’s most popular option, offering access to all assets, CopyTrader™, and CopyPortfolios™. It’s suited to both new and intermediate traders, providing full platform functionality. This account type offers negative balance protection, which helps limit potential losses, and it comes with standard leverage limits set by the relevant regulatory body. For the average trader, the Retail Account provides a balanced combination of features and protections, without advanced requirements or professional criteria.

Professional Account

The Professional Account is tailored for experienced traders who meet specific qualifications, such as trading volume history and financial experience. This account provides higher leverage, allowing professional traders to maximize capital efficiency. However, Professional Accounts do not include certain protections, such as negative balance protection, making them more suitable for seasoned investors who understand these risks. This account type is ideal for high-volume traders who prioritize leverage flexibility.

Islamic Account

eToro’s Islamic Account is designed to meet the needs of Muslim traders seeking Sharia-compliant trading options. It offers swap-free trading without interest fees, aligning with Islamic principles. This account provides access to all assets available on eToro and includes social trading features. Islamic Accounts are available upon request, and eToro requires users to meet specific eligibility criteria. This account type makes eToro accessible to users who want to trade without compromising their religious beliefs.

eToro Leverage

eToro provides flexible leverage options based on account type and asset class. Retail clients can access leverage up to 30:1 for forex, while professional accounts may access up to 400:1. Leverage enables traders to control larger positions with a smaller capital outlay, enhancing potential gains. However, eToro emphasizes responsible trading and includes margin alerts, stop-loss orders, and other tools to manage leverage effectively. This flexible approach allows traders to adjust their leverage based on trading style and risk tolerance.

eToro supports many deposit and withdrawal methods for users around the world. Deposits are free, but if you add money in a currency other than USD, a conversion fee may apply. Every withdrawal has a flat $5 fee, no matter the method. Most withdrawals are processed in 1–3 business days. With plenty of payment options, moving money in and out is straightforward.

eToro Deposit Options and Fees

You can deposit by card, bank transfer, or e-wallets like PayPal and Skrill. Deposits are free, though non-USD deposits may have a conversion fee. The minimum deposit is often $50 (varies by country). Multiple options make funding fast and easy so you can focus on trading.

eToro Withdrawal Options and Fees

You can withdraw via cards, bank transfer, and e-wallets. Each withdrawal costs a flat $5. eToro usually processes withdrawals in 1–3 business days, but your bank or wallet may add extra time—plan accordingly. The simple, consistent fees help active traders manage cash easily.

eToro has a clear, competitive fee setup. Stocks and ETFs are commission-free, which is great for cost-conscious investors. Fees differ for other assets—cryptos and CFDs have their own charges. Overall costs include spreads, overnight (swap) fees, and an inactivity fee, so you can see what each asset type will cost. The mix of zero-commission stocks, competitive spreads, and transparent extras makes eToro appealing for low-cost trading.

eToro Trading Fees

Fees depend on what you trade. Stocks and ETFs: $0 commission—good for long-term investors. Cryptocurrencies: 1% per transaction. For forex and CFDs, eToro charges a spread (the gap between buy and sell), which changes by asset and market conditions and may widen during volatile times. Overall, eToro can be cost-effective if you focus on stocks, ETFs, and selected CFD markets while watching fees elsewhere.

eToro Spreads

Spreads are competitive on major forex pairs and indices, while crypto spreads are usually higher due to volatility. For example, EUR/USD can start from around 1 pip. Other assets may have higher spreads based on liquidity and market moves. This setup favors low-cost trading on popular forex and index markets, but crypto trades may cost more—keep an eye on spreads during busy hours.

eToro Non-Trading Fees

Non-trading costs include a $5 withdrawal fee on each withdrawal and a $10 monthly inactivity fee after 12 months with no activity. These are fairly standard, and you can limit them by planning withdrawals and keeping your account active. eToro’s clear fee list helps you avoid surprises and stay in control of your costs.

As a regulated broker operating under jurisdictions like the FCA, CySEC, and ASIC, eToro is restricted in the types of promotions and bonuses it can offer due to regulatory guidelines. This is common among regulated brokers, especially in Europe and other jurisdictions with strict financial regulations that limit promotional activities to protect users from overly aggressive marketing tactics.

However, eToro occasionally runs refer-a-friend programs where existing users can earn bonuses for referring new users to the platform. These referral programs vary based on region and are subject to specific terms and conditions. eToro also focuses on providing value through its commission-free stock trading model, which enables users to trade stocks without incurring additional charges, a considerable benefit for long-term investors.

Although eToro may not offer frequent bonuses or promotional events, its competitive fee structure, innovative social trading features, and high-quality educational resources make it attractive to traders seeking a well-rounded platform. By focusing on long-term value rather than short-term promotions, eToro appeals to traders who prioritize transparency, security, and quality of service over temporary incentives.

eToro places a strong emphasis on educating its users, making it an appealing platform for both beginners and seasoned traders who want to expand their knowledge. The eToro Trading Academy offers a variety of resources, including video tutorials, webinars, and guides that cover fundamental and advanced trading concepts. These resources aim to provide users with insights into different asset classes, trading strategies, and risk management practices.

For those who prefer hands-on learning, eToro’s CopyTrader™ feature allows users to follow and replicate the trades of experienced investors. By observing and learning from top-performing traders, new users gain practical insights into real-world trading tactics. Additionally, eToro provides demo accounts where users can practice trading with virtual funds, which is especially useful for mastering the platform’s tools and refining strategies without financial risk.

eToro’s educational resources are accessible and designed to cater to different learning styles, whether users prefer reading, watching, or active engagement. The broker regularly updates its educational content to align with market trends and address common trading challenges, ensuring that users stay informed about new developments. Through its robust educational offerings, eToro fosters a supportive environment where traders can continually improve their skills and confidence.

eToro serves traders from various regions, including most of Europe, Asia, and parts of the Americas. However, there are restrictions for some locations, such as specific U.S. states and countries with sanctions. Its wide availability makes eToro accessible to a global audience, although users should verify eligibility before opening an account. As eToro expands, it continues to extend services to new regions, aiming to become a leading global broker.